ALLSTATE INSURANCE
AGENCY LOANS

Capital Resources prides itself on offering strong client services. You shouldn’t have to settle for a one-size-fits-all loan program that could hinder your success in the long run. We know how stressful acquiring or expanding an agency can be, and we work closely with our customers to ensure the borrowing process is made easy. A few additional ways Allstate agency owners will be provided with an unparalleled working relationship include:

• Specialized loans for Allstate agents
• An intimate understanding of Allstate and the insurance industry
• We build partnerships, not just files
• We close loans fast

Capital Resources is committed to providing affordable and accessible capital to captive Allstate agents. We strongly believe that your lender should be able to accommodate your specific needs by offering tailored lending products, and at Capital Resources, we do this daily. Additional advantages found at Capital Resources include:

• Rapid Loan Approval (underwriting in as little as a day and funding as quickly as a day after approval)
• Competitive Interest Rates
• Longer Amortizations (up to 15 years)
• 100% Financing Available
• Flexible Uses of Loan Proceeds

Capital Resources provides quality insurance agency loans to current and prospective Allstate insurance agency owners for insurance agency acquisition, as well as for working capital, refinancing existing agency debt, and more. We work directly with each of our insurance agency loan customers to identify their unique goals and together formulate an insurance agency loan that helps accomplish those goals. Explore financing options for your agency.

Our insurance agency acquisition loans give our customers the buying power they need to purchase the insurance agency of their dreams. We work together with our clients to not just satisfy the short-term objective of closing on an insurance agency purchase, but also meet the long-term objective of maximizing agency cash flow through minimizing monthly debt service. Capital Resources is proud to offer the longest amortizations currently found in the acquisition market.

Many of our customers come to us to refinance loans they currently have with other lenders. Those lenders helped them reach the short-term goal, like acquiring an insurance agency, but often ignored the long-term need of flexibility gained through lower monthly loan payments or future financing. If you find yourself wanting to lower your monthly debt service related to an existing insurance agency acquisition loan or any other agency debt, then CONTACT US today.

Our Allstate agency working capital loans are designed exclusively for Allstate agency owners, and are designed to provide quality working capital regardless of credit score. With these insurance agency working capital loans, Allstate agents are able to expand existing operations, refinance existing agency debt, payoff taxes, pay settlements, and much more.

These loans are great for owners who are already fully vested in their agency, and are wishing to consolidate debt that may have been acquired over the years.

When you’re ready, we’re ready. If you have any questions regarding our loans or the lending process, CONTACT one of our Capital Resources loan specialists now. We’re ready to make the entire loan process more comfortable, rewarding, and fast.

Every Allstate agency faces moments where access to the right capital makes growth possible. Whether you’re acquiring another book of business, transitioning ownership, or investing in new staff and marketing, Capital Resources provides financing designed for how Allstate agencies operate.

Common ways Allstate agents use our financing include:

• Acquisition financing: purchase another Allstate book of business or merge with a fellow agency.
• Succession planning: fund ownership transfers, perpetuation plans, or partner buyouts.
• Working capital: manage cash flow for staffing, marketing, or operational needs.
• Debt consolidation: simplify repayment terms and strengthen your financial position.

Our lending process is built around flexibility, fast response times, and a clear understanding of the Allstate model. From initial consultation to final funding, we make it simple to secure the capital your agency needs to grow with confidence.

Talk to a Capital Resources lending specialist to learn how our financing supports your next phase of growth.

Allstate agency owners need a lending partner who understands their business model and long-term goals. With more than two decades of experience financing insurance professionals, Capital Resources provides flexible, reliable capital designed for how Allstate agencies operate.

We’ve built lasting relationships by helping agency owners grow, acquire, and transition their businesses, even through changing market conditions. Our focus on partnership, not just transactions, has earned the trust of hundreds of Allstate agents nationwide.

Allstate agents choose Capital Resources for:

• Industry leading 15 year amortizations. 
• Specialized expertise: deep understanding of Allstate’s agency structure, revenue models, and ownership transitions.
• Trusted experience: more than 20 years serving insurance professionals having originated approximately $750M in loan principal. 
• Flexible loan options: tailored financing for acquisitions, perpetuation, and expansion.
• Speed and dependability: responsive underwriting and streamlined funding timelines.

“Capital Resources understood how my Allstate agency operates. They structured financing that made my expansion possible without disrupting daily operations.”
— [Allstate Agency Client]

See how Capital Resources supports Allstate agency growth.