Loans for Independent Agents

Insurance Agency Loans
Capital Resources offers loan terms up to 15 years to Independent Agency owners just like you. We know insurance agency lending and particularly independent insurance agency loans. In fact, since 2005 our focus has been originating quality insurance agency loans to current and prospective insurance agency owners across the United States. Let us leverage that experience to provide you with the capital you need through an insurance agency loan designed to fit your goals.

Simply put, we want our customers to succeed, and we strive to support the financial needs and goals of each of our independent agency owners.

Our Focus Results in Speed


An Unparalleled Working Relationship

Capital Resources prides itself on offering strong client services. You shouldn’t have to settle for a one-size-fits-all loan program that could hinder your success in the long run. We know how stressful acquiring or expanding an agency can be, and we work closely with our customers to ensure the borrowing process is made easy. A few additional ways Allstate agency owners will be provided with an unparalleled working relationship include:

  • Specialized loans for Allstate agents
  • An intimate understanding of Allstate and the insurance industry
  • We build partnerships, not just files
  • We close loans fast

Advantages Not Found Elsewhere

Capital Resources is committed to providing affordable and accessible capital to captive Allstate agents. We strongly believe that your lender should be able to accommodate your specific needs by offering tailored lending products, and at Capital Resources, we do this daily. Additional advantages found at Capital Resources include:

  • Rapid Loan Approval (underwriting in as little as a day and funding as quickly as a day after approval)
  • Competitive Interest Rates
  • Longer Amortizations (up to 15 years)
  • 100% Financing Available
  • Flexible Uses of Loan Proceeds

Types of Loans Available

Capital Resources provides quality insurance agency loans to current and prospective Allstate insurance agency owners for insurance agency acquisition, as well as for working capital, refinancing existing agency debt, and more. We work directly with each of our insurance agency loan customers to identify their unique goals and together formulate an insurance agency loan that helps accomplish those goals

Insurance Agency Acquisition Loans

Our insurance agency acquisition loans give our customers the buying power they need to purchase the insurance agency of their dreams. We work together with our clients to not just satisfy the short-term objective of closing on an insurance agency purchase, but also meet the long-term objective of maximizing agency cash flow through minimizing monthly debt service. Capital Resources is proud to offer the longest amortizations currently found in the acquisition market.

Refinance Existing Insurance Agency Debt

Many of our customers come to us to refinance loans they currently have with other lenders. Those lenders helped them reach the short-term goal, like acquiring an insurance agency, but often ignored the long-term need of flexibility gained through lower monthly loan payments or future financing. If you find yourself wanting to lower your monthly debt service related to an existing insurance agency acquisition loan or any other agency debt, then CONTACT US today.

Working Capital Loans

Our Allstate agency working capital loans are designed exclusively for Allstate agency owners, and are designed to provide quality working capital regardless of credit score. With these insurance agency working capital loans, Allstate agents are able to expand existing operations, refinance existing agency debt, payoff taxes, pay settlements, and much more.

These loans are great for owners who are already fully vested in their agency, and are wishing to consolidate debt that may have been acquired over the years.

When you’re ready, we’re ready. If you have any questions regarding our loans or the lending process, CONTACT one of our Capital Resources loan specialists now. We’re ready to make the entire loan process more comfortable, rewarding, and fast.

Don't Wait Any Longer.
Get Started Today!