Why Capital Resources

– Industry leading 15 year amortizations

– No personal collateral

– 100% Financing Available


Who We Lend To

– Allstate Agents

– Independent P&C Agents

– Financial Advisors

Getting Started

We make it easy and personal, get started today.

Loan Application

Download and start your application today or let us help you get help along the way.

Allstate Agents

Capital Resources offers loans to captive  Allstate agents. We offer diverse lending products, ensuring that all of our customers have access to an affordable and accessible loan.


Independent Agents

We invest in their success and strive to provide personal, professional, and comfortable service from the initial application to the final loan payment. We help our customers formulate goals and give them the tools to achieve professional success.


Financial Advisors

Our goal is to help you reach yours. At Capital Resources, we strive to create the best loan option to Financial Advisors. We give our customers the opportunity to create individual loans to reach their individual goals. 


What is The Process Like?

​We Have Simplified the Process of Securing an Insurance Agency or Financial Advisory Firm Loan – You’ve made the decision to start, expand, or acquire an insurance agency or a financial advisory firm, now what? The lending experience can be a confusing one, especially for first-time borrowers. Capital Resources strives to reduce the overwhelming nature of the lending experience by educating all borrowers on the overall process, and breaking it down into easy-to-follow steps.

1. Choosing a Lender

After you’ve made the decision to make the investment into your future, you now need to determine which lender is right for you. When it comes to finding the right lender, many head straight for the bank. Unfortunately, banks are often held captive to their own products, and have a limited knowledge of the insurance industry. This means that they often won’t offer unbiased lending advice and have a restricted variety of lending products available.

Capital Resources, on the other hand, offers a wide variety of insurance agency loans, and is able to tailor these loans to directly fit your needs. Having focused exclusively on insurance agency lending since 2005, we have a deep understanding of the insurance industry, and are committed to offering our customers the best loan products available.

Learn more about choosing a lender for your insurance agency loan.

2. Determining Which Loan is Right for You

Capital Resources knows that choosing the right loan is both incredibly important and at times overwhelming. To help with loan selection, we have loan specialists on hand who know the insurance industry intimately. Our specialists will start by listening to you in an effort to learn what your goals are first. Then, we will walk you through each product to help you find the loan that will best help you achieve your professional goals. A few additional ways you can help yourself expedite the loan selection process include:

  • Determining your specific professional goals
  • Prioritize what are the most important loan variables to you (payment, interest rate, fees, etc.)
  • Know how lenders define risk
3. Application Process

The first step in the lending process is completing an application. This may be done online or on paper. To help streamline the application process, it is best to have all necessary paperwork prepared ahead of time. Paperwork that you will need for the loan application may include:

4. Approval Process

During the approval process, your loan application will enter into the underwriting period. Your FICO score and overall credit, business assets, income, and other required determinants will be reviewed and analyzed in a fast and efficient manner by our seasoned analysts. During this time, you may be asked to provide additional information. If this should occur, be as timely as possible to help the approval process move quickly.

At Capital Resources, we are able to underwrite and approve a new loan application as quickly as the same day all of the information is submitted.

5. Closing Process

After your loan has been approved, we will work with you to coordinate a loan funding date that fits within your desired timeline. Capital Resources utilizes 

for all of our closing documents. This will save you days or even weeks getting you the money you need, when you need it.

Once all documents have been executed, we will ACH transfer loan proceeds to the appropriate recipients on the scheduled loan closing date.

Capital Resources is committed to the success of each of our customers. If you have any questions about our lending products or services, or even the lending process, please contact one of our loan specialists.

About Us

Since 2005, Capital Resources has been an industry leader in providing insurance agency and financial advisory firm loans to current and prospective insurance agency and financial advisory firm owners. Since that time, we have worked hard to make access to capital for insurance agency and financial advisory firm owners both fast and affordable. We achieve this by relying on our people and their industry knowledge.


“I was looking at two different finance sources regarding my Allstate business. I chose Tom and his team at Capital Resources due to the speed and efficiency of the process. Everything was done within a week! I would highly recommend them.”

-Allstate Insurance Agent, Georgia

“I refinanced my business with Capital Resources and was highly satisfied with the experience. The process was very quick and I was kept informed every step of the way. When I had a question, my call or email was always returned promptly.”
-Allstate Insurance Agent, Florida
“At a time in my life when I needed funding and my credit capabilities were diminished due to personal circumstances, Tom Sanders and Capital Resources lend me a hand (and the money) to be able to buy my partner out. I cannot thank you enough for having trusted me when credit scores worked against me. In addition to that, I’d like to point out the common sense underwriting and the quickness of the process.”
-Allstate Agent, CA
“Capital Resources has been a pleasure to work with. They were very quick to get me approved for my loan, and have been very easy to work with throughout the entire loan process. There is always someone available to help when needed, and I would highly recommend them.”
-Farmers Agent, Colorado

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