For Independent Insurance Agents

At Capital Resources, we know insurance agency lending. In fact, since 2005 our exclusive focus has been originating quality insurance agency loans to current and prospective insurance agency owners across the United States. Let us leverage that experience to provide you with the capital you need through an insurance agency loan designed to fit your goals.

Simply put, we want our customers to succeed, and we strive to support the financial needs and goals of each of our independent agency owners.


An Unparalleled Working Relationship

Capital Resources prides itself on offering strong client services. You shouldn’t have to settle for a one-size-fits-all loan program that could hinder your success in the long run. We know how stressful acquiring or expanding an agency can be, and we work closely with our customers to ensure the borrowing process is made easy. A few additional ways independent insurance agency owners will be provided with an unparalleled working relationship include:

  • Specialized loans for independent insurance agents
  • An intimate understanding of independent insurance agencies the insurance industry in general
  • We build partnerships, not just files
  • We close loans fast

Advantages Not Found Elsewhere

Capital Resources is committed to providing affordable and accessible capital to independent insurance agents. We strongly believe that your lender should be able to accommodate your specific needs by offering tailored lending products, and at Capital Resources, we do this daily. Additional advantages found at Capital Resources include:

  • Rapid Loan Approval (underwriting in as little as a day and funding as quickly as a day after approval)
  • Competitive Interest Rates
  • Longer Amortizations than our competition (up to 15 years)
  • 100% Financing Available
  • Flexible Uses of Loan Proceeds

Types of Loans Available

Capital Resources provides quality loan products to independent insurance agents providing capital for the acquisition of books of business, as well as working capital for expansion and refinancing. Our loans are designed with the unique demands of independent insurance agencies in mind.

Insurance Agency Acquisition Loans

Our insurance agency acquisition loans give our independent insurance agency customers the buying power they need to purchase the independent insurance agency of their dreams. We work together with our clients to not just satisfy the short-term objective of closing on an insurance agency purchase, but also meet the long-term objective of maximizing agency cash flow through minimizing monthly debt service. Capital Resources is proud to offer the longest amortizations currently found in the market place (15 years).

Refinance Existing Insurance Agency Debt

Many of our customers come to us to refinance loans they currently have with other lenders. Those lenders helped them reach the short-term goal, like acquiring an insurance agency, but often ignored the long-term need of flexibility gained through lower monthly loan payments or future financing. If you find yourself wanting to lower your monthly debt service related to an existing insurance agency acquisition loan or any other agency debt, then CONTACT US today.

Working Capital

Not every insurance agency owner is looking to grow their business through an agency acquisition. Most agents look for opportunities to grow organically. At Capital Resources, we understand that growing your business requires an investment of time and capital. We offer working capital loans that may be used to help you hire additional staff, open a satellite location, make technology improvements, and more.

When you’re ready, we’re ready. If you have any questions regarding our loans or the lending process, CONTACT one of our Capital Resources loan specialists now. We’re ready to make the entire loan process more simple, rewarding, and fast.

Our Focus Results in Speed



Phone: 1-866-523-6641
7960 W 135th Street – Suite 200
Overland Park, KS 66223