When seeking capital needed for expansion or acquisition, many current and prospective agency owners think traditional bank business loans are their only option. By limiting themselves to conventional business loans, interested borrowers subject themselves to strict lending requirements, low lending limits, and loan products that often times don’t meet their unique needs.

Capital Resources doesn’t just provide loans. Capital Resources provides a service which helps current and future insurance agency owners achieve their goals.


We provide better lending products and services, and we do so by offering:


Knowledge-Based and Catered Lending Products

Capital Resources knows the insurance industry, and provides lending products that suit its unique needs. Forget trying to bend conventional business loans terms to fit your insurance agency’s financial goals. With Capital Resources, agency owners receive lending products that cater to them. So whether your needs include acquisition financing, working capital or simply refinancing existing debt, we have the right product for you.


Thinking Outside the Box

Many lenders focus solely on credit scores and down payments. At Capital Resources we understand that cash flow is King. If your agency cash flows well, or if you are borrowing money in an effort to improve that cash flow we can work with you to address credit score challenges or small down payments.


Flexible Loan Terms

Capital Resources not only offers loan terms that complement borrowers with both high and low FICO scores, we also offer a variety of amortizations options. In fact, Capital Resources offers loan amortizations that are 25% longer or more than our competitors.


Varied Loan Uses

Insurance agency owners need capital for a variety of reasons. Unlike a bank, Capital Resources offers loans for a wide variety of purposes. Borrowers don’t just have to use loans for agency acquisitions. They can use loans to refinance existing debt, acquire new talent, increase office space, or acquire a new insurance agency.


Higher Loan Limits

Most lenders have a predetermined borrower lending limit. These limits are often based on factors you have no control over. At Capital Resources, we have no predetermined lending limit.


Zero Personal Collateral Required

Choosing to obtain a loan to start, expand, or acquire an insurance agency is stressful financial decision in and of itself. However, being forced to provide home equity, personal property, or a government guarantee as collateral can make the situation overwhelming and unattainable. With Capital Resources, borrowers only have to provide collateral associated with their insurance agency’s book of business.

When choosing a lender, choose a lender knowledgeable of the insurance industry and already provides loans that are suited to your needs and business goals. Lenders, like Capital Resources, which specialize in insurance participation loans, cater directly to insurance professionals. If you are interested in obtaining a loan for your current or future insurance agency, contact specialists at Capital Resources.




Phone: 1-866-523-6641
7960 W 135th Street – Suite 200, Overland Park, KS 66223